STAFFORD, Australia - AussieJournal -- If you run a business, you already know the juggling act that comes with managing the payroll process – paying staff on time, managing cash flow, and staying compliant. From 1 July 2026, there's a major change coming that will reshape how you handle superannuation contributions for staff.

It's called Payday Super, and it became law on 4 November 2025. The new rules are designed to close Australia's $6.25 billion unpaid super gap and make sure employees — especially casual and part-time workers — get their retirement savings when they get paid.

How to Get Ready — Practical Steps to Take Now

You've got time before the rules kick in, but the smart move is to prepare early. Here's how:

*Check your payroll software.
Most modern systems (like Xero, MYOB, or QuickBooks) already support payday-aligned super. Confirm your setup and check if any updates or integrations are needed.

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*Map your pay cycles.
Note how often you pay staff (weekly, fortnightly, monthly) and calculate the seven-day payment window for each.

*Brief your team.
Make sure whoever manages payroll understands the changes. The ATO has free online resources and webinars to help.

*Plan your cash flow.
Consider shifting from quarterly to more regular payments now to get used to the timing. Smaller, frequent super payments can reduce cash flow shocks.

*Monitor and review.
Set up a monthly check to ensure super contributions have cleared correctly. Keep an eye on ATO updates as final guidance is released. If you outsource payroll, contact your provider soon – many are already updating systems for Payday Super and can help you make a seamless switch.

If you'd like help reviewing your payroll setup or planning the transition, get in touch with our team of experienced accountants in Stafford, Queensland. Learn more at -https://mcfillin.com.au/.