REDCLIFFE, Australia - AussieJournal -- Being injured in a car accident can turn life upside down, from dealing with pain and recovery to navigating time off work and mounting expenses. If the accident happened in Queensland, you might be eligible for compensation under the Compulsory Third Party (CTP) insurance scheme, which is there to help support your recovery. In this article, let's focus on two compensation categories (among others) you may be eligible for - medical expenses and loss of income.

1. Medical Expenses.

You may be able to claim compensation for:

*Hospital and emergency care
*General practitioner visits
*Specialist consultations
*Diagnostic tests (X-rays, MRIs, etc.)
*Prescription medications
*Rehabilitation and physiotherapy
*Psychological support or counselling

The Scheme requires the insurer to fund the injured person's "reasonable and appropriate rehabilitation treatment" as the claim progresses. As such, upfront expenses can be reimbursed and/or directly paid by the insurer to ease the financial burden on the injured person whilst they recover.

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2. Loss of Income

If your injuries prevent you from working, either temporarily or permanently, you may be eligible to claim:

*Lost wages since the date of the accident
*Future loss of earning capacity
*Loss of superannuation contributions

Generally in terms of the past loss of income, an assessment is made of the average weekly income the injured person was earning in the lead up to the accident and then claiming an amount based upon the number of weeks of lost income suffered by the person or alternatively the difference in income that the person actually earned versus what it would have been anticipated they would have earned but for the accident occurring. A similar assessment is made for future economic loss with the intention being for the persons loss of earning capacity in the future to be claimed.  That is an exercise in obtaining evidence as to how a person's injuries will impact upon their ability to work and generate an income into the future.

Learn more at https://crewlegal.com.au/2025/08/22/what-types-of-compensation-can-you-receive-for-car-accident-injuries/.